What is a White Label Card Store?
How it works
During the transaction PayU will store the shopper’s credit card details and return a token to the merchant, the merchant then
associates this token against a known user and uses that token to transact on-line.
The shopper can then checkout without entering a card number for all future visits.
Authentication of the user is done by the merchant. Subsequent credit card checkouts are then processed by only providing a token, CVV, and an amount.
If 3D Secure is required the transaction will automatically perform a 3D Secure check and issue redirect responses
What cards are accepted?
How do you integrate into PayU?
Integration is via the API integration; you have full control over the design of your payment pages and only send the processing instructions to PayU.
You will also need a secure user management system which has the ability to store card tokens returned from PayU and the ability to make a decision when to use tokens or request the card holder to provide full payment details.
This gives you flexibility to control the process flow from your side.
PCI scope is removed from the storing of card holder details but where payment details are captured PCI requirements are still in play and you need to ensure guidelines are followed