header 1
PayU Easy

Perfect for getting started with online payments

How it works

There are a few ways customers can pay using PayU Easy. Select an option to see how they work for your business.

Credit Card

Credit Card

credit cards

Your customer is on your website and selects to pay. They are immediately directed to PayU’s secure payment page.


Your customer selects to pay by credit card, enters their details and clicks pay.


We take care of the transaction and your customer is immediately returned to your website and notified of the successful transaction.

Electronic Funds Transfer

Electronic Funds Transfer

credit cards

Your customer selects to pay by Electronic Funds Transfer (EFT) on your secure payment checkout page.


Your customer receives a unique reference number and is then required to login to their Internet banking portal to do the bank transfer.


Once the EFT is made, your customer and the merchant will receive an instant notification that the payment has been successful.

PayU API Codes

Start selling

You won’t need a merchant account or trading history. We can get you selling online instantly.

Image of Computer Mouse

Added security

Security is paramount. PayU Easy is PCI DSS compliant, SSL and 3D Secure enabled.

Image of online shopping on computer and coffee

Receive money regularly

We will add the money you’ve received regularly and transfer it into your account.

Image of Credit Cards

Customised payment page

Customise your payment page design to ensure a consistent look and feel.

Image of sales promotion tags

Easy-to-use reporting

You’ll receive easy-to-use reporting tools to track your transactions.

PayU Easy for you

Customers simply complete their purchase and you get confirmation that a transaction has taken place. The money from the sale goes into an account at PayU. Usually every week, we add up your total, subtract our fees, and pay the balance into your account. You also get a statement. The whole process is automated, making it easy and effortless for you.

Want to know more?


What is an internet merchant account?

A merchant account is a bank account that handles funds received from credit cards. If you have a retail business, and are accepting cards, then you already have a merchant account. However, you’ll need to contact your bank and ask them to set up an Internet merchant account – in order to process credit cards without the card being present for the transaction.

What is 3D Secure?

3D Secure is mandatory. It is a security standard created by Visa and MasterCard to further secure ecommerce transactions. 3D Secure payment security creates a ‘trust chain’ throughout the transaction, shifting the liability for fraud from the merchant to the issuer. Both the card holder and merchant acquiring account need to be enrolled/activated for 3D Secure.

Is PayU Easy supported by all major South African banks?

Yes, all South African banks are supported. You can accept payments from all Visa and MasterCard cards, no matter where in the world they have been issued.

What is PCI DSS?

PCI DSS is ‘Payment Card Industry Data Security Standards’ – which are a common set of industry tools and measurements to help ensure the safe handling of sensitive information. Our payment gateway is a PCI DSS Level 1 Certified Payment Provider.

Will I be able to refund a transaction processed by PayU?

Refunds are limited to credit card transactions only.

Does PayU provide transaction reports?

Yes. PayU Easy offers you reporting on your sales and transactions. These reports can be downloaded, exported or emailed.