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PayU EFT Pro

Accept instant EFT payments.

Suitable for:

  • Small Business
  • Large business
  • eCommerce
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How it works.


Credit cards

Your customer selects to pay by EFT Pro on your checkout page and selects their bank. They are redirected to the online banking login screen and are prompted to login with their online banking credentials.

Your customer selects their bank account and enters their own reference. They receive a one-time pin which they enter to confirm payment.

Once the successful electronic funds transfer is made, you and your customer will receive an instant notification that the payment has been successful and the goods are released immediately.

PayU Wallet

Your customer selects to pay with PayU in your payment checkout flow.

Your customer selects their securely stored card to pay and checks out with a single click.

Your customer is then redirected back to your website and notified of their successful payment.

Electronic Funds Transfer

Your customer selects to pay by Electronic Funds Transfer (EFT) on your secure payment checkout page.

Your customer receives a unique reference number and is then required to login to their Internet banking portal to do the bank transfer.

Once the EFT is made, your customer and the merchant will receive an instant notification that the payment has been successful.

What you get with PayU EFT Pro.

PayU EFT Pro is perfect for customers who don’t have a credit card to shop online with.

payment benefits

Accept instant EFT payments

Using the PayU EFT Pro payment option enables customers to pay for goods and services by electronically transferring funds using internet banking. With PayU EFT Pro, EFT’s are instant compared to existing EFT solutions where the customer can pay at a later stage.

  • Real-time, instant payment notifications

    Goods and services can be released immediately following positive confirmation from PayU.

  • Eliminate human error

    Matching payments to reference numbers is done automatically so there is a very low risk of errors.

  • Reduced fraud risk

    No credit cards are used in the transaction, reducing the risk of fraud.

  • No more unmatched EFT payments

    due to incorrect EFT reference payment amounts or bank account number. All payments are automatically matched.

  • Transactions are easy to track

    All PayU EFT Pro transactions can be viewed on the PayU Merchant Portal offering you complete transparency and an all-in-one platform.

  • Ease and convenience

    Increase sales with a hassle free EFT solution to open up online payments to non-card holders.

Accepts major South African banks .

Your customer can make an EFT using major South African Banks. Investec coming soon.

Frequently asked questions.

PayU EFT Pro is a payment method that takes the hassle out of EFT payments.

PayU EFT Pro facilitates your online banking EFT process and enables your order status to be updated immediately.

This is a secure payment method. PayU has EV SSL encryption certificates which gives our payment processing service an extremely high level of security.

When paying using PayU EFT Pro, the communication between you and your bank occurs as it normally would. PayU EFT Pro merely facilitates the transaction between you and the merchant.

PayU does not store any online banking login details.

You may also be interested in.

PayU Plus

For businesses looking to expand and grow by accepting online payments

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PayU Wallet

A fast, simple and secure way to pay online

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Instant EFT payments with EFT Pro.